🚀 I built Finzo — a loan tracker that goes beyond just calculating EMI
Finzo Play Store link: Click here
A lot of EMI calculators let you enter a loan amount, interest rate and tenure, show you the EMI, and that's it.
I wanted to build something more useful for people who already have loans.
Finzo is an Android app where you can add your actual loan details and then use that information to track, understand and plan your repayment.
What makes it different:
🏦 Add your actual loan details
Enter your loan amount, interest rate, tenure, EMI, start date and other details so Finzo can work with your actual loan, rather than just calculating a hypothetical one.
💰 Prepayment simulator
Ever wondered, “If I make an extra payment next month, how much could I save?”
Finzo lets you simulate prepayments and see the estimated impact on your remaining balance, interest and repayment timeline.
🎯 Plan your payoff
Set repayment goals and explore different ways to potentially pay your loan off sooner.
📊 Track your actual payments
Record EMI payments and maintain your payment history so you can see how your loan is progressing over time.
🔄 Dynamic loan tracking
When you add or update payments, Finzo recalculates the estimated loan position instead of leaving you stuck with the original calculation.
🧮 More than an EMI calculator
Finzo also includes EMI, SIP, FD, GST and other financial calculators for everyday financial planning.
🔐 Your financial data stays on your device
This was one of the most important principles behind Finzo. Your loan details, payment history, balances, notes and other financial records don't leave your device.
Finzo doesn't require you to upload your financial information to a cloud database just to track your loans. Sensitive credentials are also protected using secure device storage.
Your financial information should belong to you.
📄 Export your loan information
Generate a PDF when you want to keep or share your loan information and payment history.
🔔 Reminders + Dark Mode + Rewards
Payment reminders help you stay on top of EMIs, while dark mode and rewards make the experience a little nicer to use.
The idea behind Finzo wasn't to build another generic budgeting app.
It's a simple personal tool for people who want to understand their loans, track what they've paid, and plan what they want to do next.
📱 Finzo is now available on Android.
If you find it useful, please support the project by giving Finzo a try and leaving an honest review on Google Play. 🙏
Even a small review or piece of feedback would mean a lot as an independent project and would help me understand what to improve next.
I'd especially love to hear from people who currently have a home loan, car loan, personal loan, education loan, or any other EMI-based loan.
What feature would you want in a loan-tracking app that most existing apps don't get right?