r/Medicaid • u/JcWoman • 10h ago
Wisconsin (badgercare plus) - Does alimony received count as income?
I've looked online and I'm going to call my local medicaid office tomorrow morning to talk to them, but I could use some sanity checking. I enrolled successfully in badgercare last January. I'm divorced, 62 years old and my only income is alimony/spousal support of $3K/month and interest income from a savings account. When I enrolled I was told that alimony doesn't count as income for medicaid because the IRS counts it as non-taxable income. So that's how I qualified.
Now suddenly, medicaid has cut me off starting Sept 1st this month, citing the fact that my $3K/month income is over the cut off of $1330/month. Did something change?
I'm also thinking back to last year - before I signed up for it, I had attempted to get medical insurance on the ACA marketplace. At that time I found that with my $3K/month income, I didn't qualify for credits/subsidy/whatever, so they quoted me the full premium amounts that totalled well over my annual income. Even for the worst possible plans (highest deductibles, lowest coverage). If I no longer qualify for medicaid, and can't afford an ACA plan, I guess I'm self-insuring which kind of means no more health care for me until I'm old enough for medicare. Anybody else here fall into this trap? What did you do?
(I know I can look for a part time job that offers health insurance, but 1) I'd hate to take a job from a younger person who needs one, and 2) I retired so that I could spend my time on myself and doing volunteer work. I'll do that if I have to, but it's my plan B... or plan C.)