Park Christmas Savings is a UK-based Christmas savings club that helps people budget for the festive season by allowing them to save monthly and receive funds back in gift cards, vouchers, or hampers. They are currently offering a boosted £20 bonus for saving £50 with them until Christmas 2026. Here's the guide:

1. Sign up via a referral link, here's mine.
2. If they ask for my details send me a DM here.
3. Choose a savings goal.
4. Deposit at least £50 into your account.
5. Receive a £20 bonus to your savings.

Notes:

• They accept one-off payments via card or bank transfer or you can pay monthly via direct debit.
• The pay out is in vouchers for a wide range of retailers, or a pre-paid purple card, see details here.
• To receive the bonus the referrer's account must also be funded with at least £50. My account is fully funded.

Thank you to anyone using my link I really appreciate it.

• Non-referral
• Terms

WeBull is an investment app similar to Trading212 and Robinhood. They currently have an offer where if you sign up and deposit £500 or more with my referral link and hold it there for 60 days, you'll earn 5 free shares. The offer ends on October 15th 2026 23:59pm.

Proof of rewards

To get your shares:

• On your phone, sign up with my referral link
• Download the app and verify your identity
• Set up your trading password on the asset section and deposit £500 or more within their GIA or Stocks and Shares ISA. I suggest depositing the money within the GIA as they have a savings account within the GIA so you can earn some interest while you wait but you can keep it in their GIA investment or Stocks & Shares ISA if you prefer.
• After 60 days, your shares are claimable within 2 business days.
• Claim your shares. To claim it, go to "My Rewards" then "Claim your free shares". You have 30 days to claim it.
• Your claimed shares will appear in your General investment account within 15 business days
• Withdraw your initial deposit and sell the share for profit or keep your investment in your account

Each free share is worth between $3 and $300. The probability and investment of each of your free shares are:

• $3 Apple Inc. (APPL) share — 98.89% chance

• $10 share NVIDIA Corporation (NVDA) — 1% chance

• $100 share Tesla, Inc. (TSLA) — 0.1% chance

• $300 share Alphabet Inc. Class C (GOOG) — 0.01% chance

While you have your deposit in WeBull GIA, you can put your money in their 3.59% interest saving account within it while you wait for your shares. It's in their asset section so after depositing, you have to move your deposit to the savings account.

If you're interested in investing offers, check these out.

IG - Free share worth between £50-£1,000 for depositing £1,000

Freetrade - Free share worth between £10-£100 for depositing £50

Wealthify - Free £50 for investing £1,000

Robinhood - Free share for depositing £1

Thank you for using my referral link!!

Non ref

How it works

• Share the Avios app with your friends

• They get 500 Avios when they've completed a qualifying activity with the Avios app.

• And to say thanks we'll give you 500 Avios for each referral (up to 5 friends)

The qualifying activities are: purchase Avios, subscribe to buy Avios, boost Avios balance, shop online (for all categories except travel, policies, contracts and subscriptions. Note that Uber is permitted from the travel category), shop in-store with a linked card. To qualify, a referee must not have used the Avios app before (previously known as the British Airways Executive Club app)

 My refferal link here.  

 non refferal link.

So this was a new one for me... and I actually quite like it. Influence pays you to record a short video response within their app. The response s reviewed and you get between £0.25 and £0.63 (probably some questions are rated higher but not had any of those yet) for each response you upload (and it's all done very fast).

I've answered 7 questions so far and I'm only a week in. You can cash out when you get to £10 so relatively easy beer money (so far!). Questions so far have been about motivations and cat food.

Would highly recommend, as the time needed to do this is short. So far, questions have popped up on Saturday, Monday and Tuesday.

Referral link: https://app.voxpopme.com/?pid=vpm&c=app-invite&af_sub1=d0561994c2360d66880b566d672f8b899354c929a358

Non referral link: https://app.voxpopme.com/

There is £1 paid for each referral, so would be grateful if you want to try this then use the referral link but non-referral link is there if you prefer not to.

Raisin UK is a savings marketplace that lets you access savings accounts from one simple platform.

They're currently offering new customers a free £100 bonus (on top of the usual interest rate) when you open a 1-Year Fixed Rate Savings account and save £10,000 or more. The bonus arrives in your Cash pot, so you can withdraw it straight to your bank account!

All savings accounts on Raisin are FSCS-protected and DGS-protected (the European equivalent).

I have an active Raisin UK account (fixed rate), so have a full set of referrals to share with friends!

How to get your £100 cash bonus with Raisin:

1. Sign up via my referral link for £100 on Raisin here
2. Open a 1-year Fixed Rate Bond with a minimum of £10,000 to qualify for the bonus
3. After 28 days, the £100 bonus will land in your Raisin Cash account - you can withdraw to your bank account from there
4. You'll also be earning interest on your savings, so enjoy that when it comes too!

That's it - enjoy your bonus and interest! 😊

LINKS

• Referral link (£100 bonus) here
• Non-referral: https://www.raisin.co.uk/about-us/

I've recently had a solar and battery system installed at my house. Now there are several ways this will pay me money back through savings in bills etc which I won't discuss here.

However, there is this new service that can utilise your battery storage system to help balance the grid during High Load events.

The service is a Axle Virtual Power Plant, and has a range of options from full control to event only.

I use event only mode, and they take control of my battery remotely to discharge, and pay £1/kWh you discharge during the event. I'm earning about £7.50 per event from my system, your experience and earnings will depend on your system.

You get notice in advance, and can opt out at any time.

If you sign up with this referral link, we BOTH get £25 initial credit.

https://vpp.axle.energy/landing/grid?ref=R-XXDCXNXX

Non-referral link:
Axle Grid Services | Get Paid to Support the Grid

Zopa is a fully licensed and regulated (FSCS-protected) digital bank that offers current accounts, savings, and loans. They also offer pretty good savings rates and the opportunity to get cashback on direct debits.

Right now, they are offering new customers £20 to open a Biscuit current account via a refer-a-friend link and make 7 card transactions.

To get the £20:

1. Sign up using a Referral Link
2. Enter your mobile number and download the Zopa app
3. Open a Biscuit current account in the app
4. Make at least 7 card transactions online or in store (could be any amount) within 30 days
5. Once this is done, £20 is credited to your account

Unfortunately my referral link requires 7 card transactions (everyone’s link has got a different requirement), so I probably wouldn’t recommend you use my link. You can pick one from the comments that require fewer transactions for the same reward. Just dropping my link in case you’re going to regularly use Zopa and make 7 transactions anyway :)

Other benefits of Zopa:

• 2.75% AER interest on current account balance (no limit on the interest you can earn)
• 3% cashback on either your bills or eating out (you can switch between the two), on up to £150 spent per month
• No overseas card spending fee

Once you’ve joined Zopa, you’ll get your own referral link, which you can use to refer others and earn £20 per referral. For some people, the referral link can take a little time to appear in the app. This seems to vary by user, but it does show up once the requirements are completed.

non-ref

Is it possible to do the HSBC and First Direct bank switch offer at the same time? I've never had an account with either.

Still working for September?

MSR is an app that pays you (Paypal or Gift cards) for sharing your anonymised data. The process to share the information is straightforward via the app. For example on Mondays if you share your phone privacy report you'll get 100 MSR (78p). This takes one minute. Cashout is at £10.

Other ways to earn are by sharing your data from Google and Youtube etc as well as doing surveys.

No VPNs are needed and it's worked well for me for a year or so.

If you sign up via this link you’ll get a double welcome bonus

If needed enter code manually:

Ry8mav9s

Currently available on Apple and Android

non ref link

JamDoughnut is a cashback website/app that pays you money back when buying gift cards. You can buy gift cards from many retailers including Tesco, Sainsbury's, Asda, Morrisons, Iceland, Waitrose and many more. You can cashout in gift cards or money. I prefer money as I rather take the cash.

Proof of payment

By using my referral code, you get £3 added to you account. To get your £3:

• Download the app here
• During sign up, add my referral code: DZM1
• Purchase a gift card
• The £3 will now be added to your account

One aspect I like about it is that all cashback is instant. Once you purchase a gift card, that cashback is paid directly to your account. Cashback rates vary between 2.5% - 20% but they regularly increase them to better offers.

Cash out is at £10.

If you're interested in earning money from buying gift cards, you might be interested in these offers.

Cheddar - Free £5 after £5 cashback

Everup - Earn 10 million coins & £5 per referral

Sprive - Reduce your mortgage with gift card purchases & easy direct debit

Thank you for using my referral link!!

Non ref

I've referred a number of people and wanted to know how long until the £20 reward enters the account? it says within 30 days but on previous £10 refer-a-friend schemes I've received the money immediately

I am really happy with Community Fibre. I switched from Virgin Media and never looked back. I was paying around £45 per month for patchy wifi, a TiVo I was barely using, and a landline where I was just getting scam calls. Now I pay just £22 per month for double the broadband speed, haven't had a single issue with the broadband in the last year, and I don't miss TiVo at all since I can watch everything on demand with a Firestick.

They offer broadband-only, but also TV and calls packages. There's a comparison table on their Homepage (non-referral link) where you can see the savings compared to switching to the most popular broadband providers in the UK. Currently, they also offer 10% discount for new customers on all their plans until the end of September.

If you use this referral link we'll both get a £100 gift card, valid for a wide range of stores including Amazon, Tesco, Sainsbury's, John Lewis, Boots, Argos, ASOS, Nike

How to join:

• Click the referral link and start the switch process
• Sign up, select your new tariff and choose the switch date
• That's it. You'll receive your gift card 90 days after installation

Note: if your plan isn't ending within 30 days, check for any exit fees. Virgin Media, for instance, tends to charge in advance, so you might have to pay their final bill and then claim a refund. Feel free to drop me a DM if you have questions.

Snoop is a money managing app giving a £5 Amazon gift card for signing up and connecting a bank account or credit card. They occasionally have good switch offers such as previously giving £30 Amazon gift card for switching banks to Santander through them so it's worth keeping around for those occasional offers.

Proof of payment here

To get your £5 Amazon Gift Card:

• Sign up using my referral link
• Connect one of your bank accounts or credit card through open banking
• Keep the account connected for over 28 days
• Your £5 Amazon gift card is then emailed to you
• Refer others for £5 Amazon Gift Card. If you refer 5 people, you get an additional £25 Amazon Gift Card

They also have a 4% interest rate savings account which is one of the best on the market right now.

Interested in saving money on Amazon? Check out the below:

Rakuten - £25 sign up bonus & £1 cashback when purchasing on Amazon through them

Zilch - Free £5 and 2% cashback on all Amazon spending

Krak - Free £10 & 2% cashback for 30 days. Cashback can be stacked with Zilch givng you 4% money back

Thank you for using my referral link!!

Non ref

Octopus Energy recently became the UK's biggest energy provider (bigger than British Gas)! They have a generous refer-a-friend scheme where you earn a free £50 credit when you switch your energy to them. You're eligible if you have a smart meter, standard meter or economy 7 meter. A plus: NO FEES if you decide to switch out elsewhere at any time!

How to get your free £50 bonus with Octopus Energy:

1. Sign up to Octopus using my £50 refer-a-friend link here
2. Enter your post code and answer questions about your current energy use to receive a price quote. Click "Sign me up" to see the details about the proposed tariff, then confirm the switch once you’re happy.
3. Enter your gas and electricity meter ID/serial numbers, so have an old bill ready as this info will be on there already. Octopus is brilliant at updating you via email on the whole process with what you need to do at each step.
4. Your £50 reward will be credited to your account after your first direct debit has been taken - I received mine 2 weeks after the direct debit.

My hot tips:

• When getting your quote, enter your “actual” energy usage using an old bill instead of using the “low, medium, high” options to keep your direct debit payments accurate
• In your online account, you can reduce your monthly direct debits if you think they're too high - I lowered my mine by about 70%!

My experience + timeline:

I switched from Shell Energy to Octopus as it worked out cheaper across the board for both gas and electricity, so the £50 was a total bonus. The £50 was applied to my account less than 2 weeks after my first direct debit was taken and the switch process was probably the smoothest I’ve ever experienced. If you have a smart meter, you can also win free Gregg's and get discounted cinema tickets each week as a perk!

LINKS:

• Referral link here (for £50 bonus)
• Non-referral link (no bonus): https://octopus.energy/

I have seen a talkmobile offer where you get £28.80 cashback for a 30day sim which costs £7.95 a month.

This is obviously a net profit. If I decided to just keep the sim for 30 days could I still get the cashback?

Or do you need to keep the sim for longer? What’s people experiences with Quidco cashback like?

I need 4 if possible please. I would really appreciate if anyone can help. Thank you so much

Hi guys,

Im very interested in completing this switch but had some queries:

Do i need 2 active DDs where moneys gone out of it or can I get 2 DDs and swap straight away?

If so what DD are is easy and recommended for this?

In regards to pay yourself the 500 over monzo, do I just send to my self via transfer it or is there a special way to do this?

Thanks in advance 🙏

A couple of months ago friend got me onto Shuffle an app where you link your card and when you spend at certain venues you get cashback. (I have had it for 3 months and made > £100)

Typically it costs £2.99 a month but with a referral you get it for free for 3 months (no hassle cancelation/minimum subscription) and the referee gets £5! (My code is: mxsq9g)

You get 5% by default, 5% more after you make your first transaction and then an additional bonus on top! The most I have had is 40% off a round of drinks and I consistently get more than 20%!

The sign up is dead easy and it links with most bank accounts and is completely passive once set up.

Let me know what you think!

Non referral link! https://getshuffle.co.uk/

Vela is a UK receipt-scanning and purchase-tracking rewards app. It rewards you for everyday shopping (grocery receipts, online purchases, or card-linked transactions), with extra points awarded for choosing healthier or more sustainable options. This a good option to add to the "receipt scanning stack".

Points can be redeemed for gift cards (such as Tesco, Sainsbury's, Waitrose, Argos, and Uber) at a rate of 1,000 points = £1. Redemptions start from 5,000 points (£5).

Welcome / Referral Offer: When you sign up using a referral code and complete a 2-week streak by tracking 5 purchases each week within 30 days, both you and the referrer will randomly earn 5,000, 10,000, or 20,000 points (worth £5, £10, or £20).

Steps to Claim Your Bonus:

1. Download the App: Download Vela from the App Store or Google Play Store.
2. Sign Up: Enter referral code 01CI8G during registration.
3. Complete Profile: Fill out your profile details.
4. Complete the 2-Week Streak: Track at least 5 purchases per week for 2 consecutive weeks (within 30 days of joining). You can do this by scanning paper receipts, linking your email for digital receipts, or linking your payment card.

Key Details & Eligibility:

• Free to use. There is an optional premium subscription (Vela Plus at £5.99/month), but it is not required to earn, complete streaks, or redeem points.
• Referral points are credited automatically once the 2-week tracking streak is completed. Vouchers can be redeemed instantly in the app once you reach 5,000 points.
• Useful Tips to Complete Your Streak Fast: You can scan up to 3 receipts per day, and receipts up to 14 days old are accepted. A "weekly streak" runs from Monday to Sunday. Make sure to get your 5 purchases scanned before Sunday night to secure that week's streak!
• Bonus Points: Look out for daily spins and extra point challenges on specific everyday grocery items.

Non-Referral Link: https://www.velarewards.com/

Switch completed over 1 month ago, had two direct debits and 2k has been in the account ever since. At what point do I call them? Their T&C said it would be paid by now.

CashInStyle non-ref is a newer GPT site with a low $2 minimum payout via PayPal. You earn by completing surveys, trying apps, playing games and using the offerwalls, with new offers added regularly. A lot of the payouts are competitive compared to other GPT sites.

A couple of easy ways to get started: * Midnite - sign up, deposit and wager £20 to earn $54 through Adscend Media * MrQ - sign up, deposit and wager £15 to earn $64 through Adscend Media

If you’re interested in more casino offers and current rates across different platforms, there’s a full guide here: https://www.reddit.com/r/beermoneyuk/s/EI6T4gCnof

If you like earning through games, there’s also a subreddit worth checking out: https://www.reddit.com/r/getpaidtoplay

You can sign up here: https://cashinstyle.com/?ref=misscc

Appreciate anyone who uses my link 👍

I’ve been testing out HeyCash over the last couple of weeks as an addition to my daily survey rotation. It’s run by Prime Decision (the same team behind sites like Prime Opinion), so the platform is pretty responsive and the survey routing is fairly reliable.

If you sign up using a bonus code within 24 hours of creating your account, you get a 10% earnings boost on all surveys for your first 24 hours.

How to claim:

1. Sign up on the site using the link below (or download the app).
2. Head to your profile/rewards section and enter bonus code: D7SOK9 within 24 hours of registration.
3. Complete surveys during your first 24 hours to maximise the 10% boost.

Key Points:

• Payout Threshold: £5-£10 depending on the reward chosen.
• Payout Options: PayPal, Visa/Mastercard gift cards, and retail vouchers (Amazon, Tesco, etc.). Timelines usually range from instant to 24–48 hours.

Referral Link (10% Bonus): https://heycash.com/register?ref=9d809da8-7f1f-48e7-a4ea-4bd5e44d2be4

Non-Referral Link (No Bonus):https://heycash.com