I wanted one finance app that didn’t need my bank login or $100 a year

[u/Sharp-Literature-217]

That was really the whole idea behind TESORIN.

I didn’t want one app for budgeting, another for investments, a spreadsheet for net worth, and something else for goals or planning. I wanted one place where I could see the bigger picture.
So TESORIN brings spending, budgets, accounts, debt, net worth, investments, goals and longer-term planning together.

The other two things I cared about from the beginning were privacy and price.

There’s no bank login. Your core financial data is encrypted on your device. On Android, there’s optional bank-SMS parsing if you want a bit of automation without actually connecting your bank.

And I’ve probably spent more time than I should admit on the UI. If you’re going to look at your finances regularly, the app shouldn’t feel like accounting software.

It’s also deliberately cheap: 30 days free with no card, then $1.99 CAD/month or $14.99 CAD/year in Canada, ₹29/month or ₹199/year in India, and $1.99/$14.99 USD in supported USD markets.

There is a tradeoff: if automatic bank syncing is something you absolutely need, TESORIN probably isn’t for you. That’s intentional.

I’m the developer, so obviously I’m biased. But if you try it, I’d genuinely rather hear what feels confusing, unnecessary or annoying than get a generic “nice app.”

Website: https://www.trytesorin.com
Android: https://play.google.com/store/apps/details?id=com.trytesorin.tesorin
iPhone/iPad: https://apps.apple.com/us/app/tesorin-personal-finance/id6790928779

[u/1seabas]

Maybe this is a silly question, but what does this provide that justifies a monthly cost?

Coming from those other apps with bank logins and auto updates, I like the idea, but I’m running away from unnecessary monthly subscriptions. It looks very sleek and clean, but I’m hesitant to even try if it’s going to add a monthly fee

[u/Sharp-Literature-217 → u/1seabas]

Not a silly question at all — it’s completely fair, especially when so many apps are turning into subscriptions.

The monthly fee is mainly what allows me to keep Tesorin actively maintained and improving while keeping the business model simple: no ads, no selling your financial data, and no bank credentials required. Your financial records are stored encrypted on your device, while Tesorin still provides budgeting, transaction tracking, net worth, investments/market data, and the broader finance tools I’m continuing to build out.

I also intentionally kept the Founder pricing low because I understand the hesitation around another subscription.

And there’s no commitment just to try it — you get the full app for 30 days with no card required and nothing automatically renews unless you later choose a plan.
Your concern is genuinely valid, though, and I appreciate you asking rather than just dismissing the app because of the subscription.

[u/parallel-pages → u/Sharp-Literature-217]

bro this is obviously a generated answer. just interact with the community like a human. it’s fine you use ai to build the tools and whatnot, but just come talk to us humans about what you’re selling, human to human

[u/Sharp-Literature-217 → u/parallel-pages]

Sorry if it sounded like a press release.

What I’m actually building is pretty simple to explain: expense tracking, budgeting, net worth, goals, investment tracking, live stock prices, portfolio history, recurring investments, CSV import, and more as I keep working on it.

It’s not an AI wrapper with a finance-looking UI slapped on top.

I also hate monthly subscription that are not affordable for people who want to save money . That’s exactly why I priced Tesorin much lower than most finance apps. I’d rather have something affordable that people can actually keep using.

I gave Lifetime access away for 7 days and around 1,500 people got it. I did that because I wanted real people using the app and telling me what sucks, what’s confusing, and what I should improve. That feedback has already helped a lot.

And the Founder price is for the people supporting it early. I don’t plan on raising that price on them later.

I’m trying to build a good finance app and charge a reasonable amount for it sustain the operating initially and at-least break even.

[u/Living_Government987 → u/Sharp-Literature-217]

Can I have lifetime access? I'm very poor and this would be amazing to help me. I just woke up and was manually checking my finances hoping for no problems today. And I do it every day. Thanks for considering me. 🤞🙏

[u/Sharp-Literature-217 → u/Living_Government987]

Hi, Thank you for asking. I have made core expense and income features free forever, so you can use them.

[u/na641 → u/Sharp-Literature-217]

Is there any device syncing? If i have multiple devices?

[u/Sharp-Literature-217 → u/na641]

Good question. Tesorin is currently local-first, so there isn’t live syncing between multiple devices yet.

Your financial data stays encrypted on your device, and you can use encrypted cloud backups — iCloud on iOS, or Google Drive — to restore your data on another device. But changes made on two devices won’t automatically merge in real time.

Proper multi-device sync is something we’d like to support in the future while keeping the same privacy-first approach. Thanks for bringing it up!

[u/Sharp-Literature-217 → u/na641]

It has now, join our community for more.

[u/tribak]

Ya me vas a dar el tesorín?

[u/Sharp-Literature-217 → u/tribak]

Hi. Haha you got the name. You may try for 30 days at no cost, if you like it and think it will help you to grow your treasure we would love your support to grow Tesorin with you. Thank you.

[u/Significant_Mud4401]

Amazing idea and app design. Taking inspiration from this!