UK citizen moving to Scotland from USA: I have been reading about the housing crisis in several of the larger cities in Scotland. It this crisis all over Scotland? I will be relocating there most likely in January 2027 but will not be working. I do not have financial history with the UK but can prove passive income and anticipating this might be an issue based on the crisis. I am open to living anywhere in Scotland but will not be driving meaning I won't live in rural areas.

Is the housing crisis in certain areas or all over Scotland? Any suggestions as to the best areas? I had intended to do volunteer work (animal shelters) if possible. I am open to England or Wales if needed. Not rich but okay and classified as "median" income for UK.