Hi everyone,
I’m new to Reddit, so if I’m posting this in the wrong subreddit or breaking any rules, please guide me.
I’m planning to apply for a Master’s in Canada and would like to hear from students, recent graduates, education consultants and immigration professionals.
My background:
- Bachelor of Engineering in Information Technology, completed in March 2025.
- Working in the IT industry since graduation, with around 1 year of additional IT experience during my final year.
- Planning to pursue a Master’s in Computer Science, Information Technology, Data Science, or a related field.
I’m currently researching different Canadian universities and would really appreciate some guidance.
My questions are:
University selection: Which Canadian universities would you recommend for an IT/Data Science/Computer Science student considering education quality, job opportunities, co-op opportunities, tuition fees and ROI?
How are the part-time job opportunities for international students in Canada currently?
How is the IT/Data Science job market after graduation, especially for international students?
What major Canadian study permit and immigration changes have happened recently that I should know about?
Has the study permit process actually become more difficult for Indian students recently?
What are the most common mistakes or reasons for study permit refusal that students should avoid?
Are secured and unsecured education loans both accepted as proof of funds for a Canadian study permit? Does IRCC treat them differently?
If I have an education loan, how much additional money should I ideally show in my bank account as savings or readily available funds?
I understand that the SDS program ended in November 2024, so a GIC is no longer a mandatory SDS requirement. For someone applying in 2026/2027, is a GIC still useful or recommended, and how does it fit into the current financial-proof requirements?
Under the current 2026 rules, IRCC requires a single student applying outside Quebec to show CAD $23,448 for first-year living expenses, excluding tuition and transportation. If I have an education loan, can the loan be used toward this requirement, or should I additionally maintain savings/GIC funds?
If I have an education loan, how does IRCC consider the loan toward the required living expenses? Do I need to have the loan amount deposited into my bank account, or is a sanction letter sufficient?
If the loan is sanctioned but will be disbursed in stages according to tuition/living expenses, is that generally acceptable? What loan documents should I provide?
Is it better to pay the first-year tuition before applying, or can a sanctioned education loan be used to demonstrate the ability to pay tuition?
What is a realistic total budget for a 2-year Master’s, including tuition, accommodation, food, health insurance, transportation and other living expenses?
Could there be any concerns if most of my financial funding comes from an unsecured education loan?
What are the realistic PR pathways after completing a Master’s in Canada for an IT/Data Science graduate? How difficult is PR under the current rules?
Is Canada still a relevant and worthwhile country for someone with my profile and goals? Considering the current IT job market, tuition costs, immigration policies, competition, and PR opportunities, would you still recommend Canada for an Indian IT graduate planning to do a Master’s in 2027?
I’m especially interested in hearing from people who received their Canadian study permit in 2025 or 2026 or are currently studying in Canada.
Please share your university, course, tuition fee, education loan amount/type, savings shown, whether you used a GIC, study permit outcome, and overall experience if you’re comfortable sharing.
Thanks in advance for sharing your experience and advice! 🙏